Is your Business ready for 2022?

We start the year off with a few helpful hints to ensure your business is in the best shape for whatever 2022 throws at the commercial world. Omicron might turn out to have been over-egged, but there could also be more troublesome variants down the track. Supply chains may or may not return to normal and high inflation may turn out to be sticky, rather than only a transitory blip…
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How do I know if my company is insolvent?

There may be many reasons why a business owner or director continues to trade a distressed business rather than seeking professional assistance. In the present circumstances, where government support has propped up businesses, it may even be the case that your company has become insolvent without you realising it…

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Is your accountant doing enough for you and your business?

Do you feel supported and valued by your accountant? They may be keeping your books and your tax returns up-to-date, but are they genuinely interested in your business goals and future plans? Do they keep on top of changes in your sector or advise you on the business support you may be entitled to?
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Unlocking the value in your home…

The number of people using equity release schemes fell last year as older homeowners grew more cautious.

Older homeowners seemed to be more reluctant to release cash from their homes in 2020, according to the Equity Release Council. Data from the trade body shows drawdowns from lifetime mortgages fell by 21% last year and 10% fewer plans were agreed than in 2019.
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Are you aware of the risks surrounding promotions and demotions?

Promotions in the workplace should be positive. They create new and exciting opportunities for employees and the businesses that they work for.

They are however, like all aspects of people management, subject to complications. Are you aware of the risks involved when promoting an employee?

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Personal guarantees: When liability isn’t so limited…

The concept of limited liability is not new. English law granted this status to monastic communities and trade guilds as early as the 15th century and the protection was extended more generally by the Limited Liability Act of 1855, despite fears expressed at the time that it would lower standards of commercial behaviour…

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