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	<title>Supply My Business &#187; Martin White</title>
	<atom:link href="https://supplymybusiness.co.uk/blog/author/martin/feed/" rel="self" type="application/rss+xml" />
	<link>https://supplymybusiness.co.uk/blog</link>
	<description>Where businesses in Kent go to do business.</description>
	<lastBuildDate>Thu, 06 Oct 2022 14:12:46 +0000</lastBuildDate>
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		<title>Covid loans: An escalating crisis&#8230;</title>
		<link>https://supplymybusiness.co.uk/blog/covid-loans-an-escalating-crisis/</link>
		<comments>https://supplymybusiness.co.uk/blog/covid-loans-an-escalating-crisis/#comments</comments>
		<pubDate>Thu, 06 Oct 2022 14:12:46 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3129</guid>
		<description><![CDATA[The covid loan schemes The government’s speedy launch of the various Coronavirus Business Support loan schemes when the pandemic struck in 2020 was one of the most important planks in the raft of measures intended to prevent viable businesses from failing as Covid ravaged the UK economy. By May 2021 when the schemes closed to &#8230; <a href="https://supplymybusiness.co.uk/blog/covid-loans-an-escalating-crisis/" class="more-link">Continue reading <span class="screen-reader-text">Covid loans: An escalating crisis&#8230;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The new phase of the Recovery Loan Scheme – Key changes for businesses&#8230;</title>
		<link>https://supplymybusiness.co.uk/blog/the-new-phase-of-the-recovery-loan-scheme-key-changes-for-businesses/</link>
		<comments>https://supplymybusiness.co.uk/blog/the-new-phase-of-the-recovery-loan-scheme-key-changes-for-businesses/#comments</comments>
		<pubDate>Thu, 22 Sep 2022 12:15:40 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Let's Do Business Group]]></category>
		<category><![CDATA[recovery loan scheme]]></category>
		<category><![CDATA[RLS]]></category>
		<category><![CDATA[SME]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3117</guid>
		<description><![CDATA[The Recovery Loan Scheme, first introduced by the British Business Bank in 2021 and the successor to the Coronavirus Business Interruption Loan Scheme (CBILS), was created as a measure and means to support businesses by providing access to finance as they recover and grow following the pandemic&#8230; Fast forward to the summer of 2022, the &#8230; <a href="https://supplymybusiness.co.uk/blog/the-new-phase-of-the-recovery-loan-scheme-key-changes-for-businesses/" class="more-link">Continue reading <span class="screen-reader-text">The new phase of the Recovery Loan Scheme – Key changes for businesses&#8230;</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/the-new-phase-of-the-recovery-loan-scheme-key-changes-for-businesses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>HMRC petitions and debt recovery: What directors need to know&#8230;</title>
		<link>https://supplymybusiness.co.uk/blog/hmrc-petitions-and-debt-recovery-what-directors-need-to-know/</link>
		<comments>https://supplymybusiness.co.uk/blog/hmrc-petitions-and-debt-recovery-what-directors-need-to-know/#comments</comments>
		<pubDate>Thu, 08 Sep 2022 14:34:57 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3109</guid>
		<description><![CDATA[Business owners are facing a deluge of financial and operational pressures at the moment. From inflation to supply chain disruption and labour shortages, finding a solid financial footing is immensely challenging right now. Added to this is the increased call in of debts following the removal of prohibitions on Winding Up Petitions for creditors, including &#8230; <a href="https://supplymybusiness.co.uk/blog/hmrc-petitions-and-debt-recovery-what-directors-need-to-know/" class="more-link">Continue reading <span class="screen-reader-text">HMRC petitions and debt recovery: What directors need to know&#8230;</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/hmrc-petitions-and-debt-recovery-what-directors-need-to-know/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>What does HMRC having &#8216;recovery powers&#8217; mean for Directors?</title>
		<link>https://supplymybusiness.co.uk/blog/what-does-hmrc-having-recovery-powers-mean-for-directors/</link>
		<comments>https://supplymybusiness.co.uk/blog/what-does-hmrc-having-recovery-powers-mean-for-directors/#comments</comments>
		<pubDate>Thu, 04 Aug 2022 14:26:16 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[hmrc]]></category>
		<category><![CDATA[Insolvency]]></category>
		<category><![CDATA[JLN]]></category>
		<category><![CDATA[joint and several liability notice (JLN)]]></category>
		<category><![CDATA[Recovery]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3099</guid>
		<description><![CDATA[While company directors are generally protected by limited liability, recovery powers granted to HMRC in the Finance Act 2020 mean directors can face greater personal liability for tax debts held by the company in the event of insolvency&#8230; This potentially has huge ramifications for clients if they intend to utilise an insolvency procedure to deal &#8230; <a href="https://supplymybusiness.co.uk/blog/what-does-hmrc-having-recovery-powers-mean-for-directors/" class="more-link">Continue reading <span class="screen-reader-text">What does HMRC having &#8216;recovery powers&#8217; mean for Directors?</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/what-does-hmrc-having-recovery-powers-mean-for-directors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What can unincorporated businesses do when struggling with debt?</title>
		<link>https://supplymybusiness.co.uk/blog/what-can-unincorporated-businesses-do-when-struggling-with-debt/</link>
		<comments>https://supplymybusiness.co.uk/blog/what-can-unincorporated-businesses-do-when-struggling-with-debt/#comments</comments>
		<pubDate>Thu, 30 Jun 2022 15:50:25 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Insolvency]]></category>
		<category><![CDATA[Restructuring]]></category>
		<category><![CDATA[self-employed]]></category>
		<category><![CDATA[sole trader]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3090</guid>
		<description><![CDATA[The Bank of England’s latest interest rate hike to 1.25% in June might not take us anywhere near the terrifying heights of 17% seen back in 1979, but for many it may turn out to be the final financial straw. Compounded as it is by a cost of living crisis where inflation has already hit &#8230; <a href="https://supplymybusiness.co.uk/blog/what-can-unincorporated-businesses-do-when-struggling-with-debt/" class="more-link">Continue reading <span class="screen-reader-text">What can unincorporated businesses do when struggling with debt?</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/what-can-unincorporated-businesses-do-when-struggling-with-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Train in First Aid?</title>
		<link>https://supplymybusiness.co.uk/blog/why-train-in-first-aid/</link>
		<comments>https://supplymybusiness.co.uk/blog/why-train-in-first-aid/#comments</comments>
		<pubDate>Thu, 16 Jun 2022 12:57:34 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[First Aid]]></category>
		<category><![CDATA[place]]></category>
		<category><![CDATA[Training]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3076</guid>
		<description><![CDATA[We all hear about it, but What is First Aid? It is simply basic medical treatment that is given to someone as soon as possible after they have been hurt in an accident or suddenly become ill&#8230; For businesses to comply with Health and Safety (First Aid) Regulations 1981 the law requires you to provide &#8230; <a href="https://supplymybusiness.co.uk/blog/why-train-in-first-aid/" class="more-link">Continue reading <span class="screen-reader-text">Why Train in First Aid?</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/why-train-in-first-aid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insolvency guidance for directors if your company is in distress&#8230;</title>
		<link>https://supplymybusiness.co.uk/blog/insolvency-guidance-for-directors-if-your-company-is-in-distress/</link>
		<comments>https://supplymybusiness.co.uk/blog/insolvency-guidance-for-directors-if-your-company-is-in-distress/#comments</comments>
		<pubDate>Thu, 19 May 2022 15:20:15 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3063</guid>
		<description><![CDATA[As the Spring flowers continue to bloom and hopefully the heat of summer is not far off, conversely we are witness to numerous chilling pressures being brought to bear on directors as they navigate through these challenging economic times. When we factor in worryingly persistent inflation, an emerging trend of rising interest rates, supply chain &#8230; <a href="https://supplymybusiness.co.uk/blog/insolvency-guidance-for-directors-if-your-company-is-in-distress/" class="more-link">Continue reading <span class="screen-reader-text">Insolvency guidance for directors if your company is in distress&#8230;</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/insolvency-guidance-for-directors-if-your-company-is-in-distress/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Closing your company: Strike off versus Voluntary Liquidation</title>
		<link>https://supplymybusiness.co.uk/blog/closing-your-company-strike-off-versus-voluntary-liquidation/</link>
		<comments>https://supplymybusiness.co.uk/blog/closing-your-company-strike-off-versus-voluntary-liquidation/#comments</comments>
		<pubDate>Thu, 05 May 2022 13:38:52 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[hmrc]]></category>
		<category><![CDATA[Insolvency]]></category>
		<category><![CDATA[Liquidation]]></category>
		<category><![CDATA[Winding Up Petition]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3054</guid>
		<description><![CDATA[The impact of the last two years It goes without saying that many thousands of Companies have struggled since the beginning of the Covid crisis. Many of those Companies would have utilised the various schemes and assistance put in place by the government, banks and HMRC. In addition to those that many business owners are &#8230; <a href="https://supplymybusiness.co.uk/blog/closing-your-company-strike-off-versus-voluntary-liquidation/" class="more-link">Continue reading <span class="screen-reader-text">Closing your company: Strike off versus Voluntary Liquidation</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/closing-your-company-strike-off-versus-voluntary-liquidation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Concerned about Bounce Back Loan Repayment and Furlough Fraud?</title>
		<link>https://supplymybusiness.co.uk/blog/concerned-about-bounce-back-loan-repayment-and-furlough-fraud/</link>
		<comments>https://supplymybusiness.co.uk/blog/concerned-about-bounce-back-loan-repayment-and-furlough-fraud/#comments</comments>
		<pubDate>Fri, 04 Mar 2022 08:30:00 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[BBL]]></category>
		<category><![CDATA[Bounce Back Loans]]></category>
		<category><![CDATA[CBILS]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Furlough]]></category>
		<category><![CDATA[hmrc]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3037</guid>
		<description><![CDATA[When the government was giving out Coronavirus business support in 2020 like free sweets in Santa’s Grotto &#8211; most businesses were both grateful and relieved. Few will have given much thought to the future at a time of such crisis and deep uncertainty&#8230; The scale of the handouts was astounding. The various government guaranteed loans &#8230; <a href="https://supplymybusiness.co.uk/blog/concerned-about-bounce-back-loan-repayment-and-furlough-fraud/" class="more-link">Continue reading <span class="screen-reader-text">Concerned about Bounce Back Loan Repayment and Furlough Fraud?</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/concerned-about-bounce-back-loan-repayment-and-furlough-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Living with rising costs in an inflationary world&#8230;</title>
		<link>https://supplymybusiness.co.uk/blog/living-with-rising-costs-in-an-inflationary-world/</link>
		<comments>https://supplymybusiness.co.uk/blog/living-with-rising-costs-in-an-inflationary-world/#comments</comments>
		<pubDate>Thu, 10 Feb 2022 14:21:17 +0000</pubDate>
		<dc:creator><![CDATA[Martin White]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Business Planning]]></category>
		<category><![CDATA[Costs]]></category>
		<category><![CDATA[Inflation]]></category>

		<guid isPermaLink="false">http://supplymybusiness.co.uk/blog/?p=3022</guid>
		<description><![CDATA[The Consumer Prices Index (CPI) rose by 5.4% in the 12 months to December 2021, its highest level for a decade, and will go higher still as we head into 2022. For pandemic-pressed businesses, the inflation reality is far worse. Their input costs are soaring by unprecedented double-digit figures, while labour rates are rapidly being &#8230; <a href="https://supplymybusiness.co.uk/blog/living-with-rising-costs-in-an-inflationary-world/" class="more-link">Continue reading <span class="screen-reader-text">Living with rising costs in an inflationary world&#8230;</span></a>]]></description>
		<wfw:commentRss>https://supplymybusiness.co.uk/blog/living-with-rising-costs-in-an-inflationary-world/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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